Witheredscrote Posted May 31, 2023 Report Share Posted May 31, 2023 37 minutes ago, Cuntybaws said: If you think these cunts are shady, best stay clear of hedge funds. I looked at a porn vid last night. 6 Nigerian lesbians having an orgy. 45 minutes of shady cunts on that. Quote Link to comment Share on other sites More sharing options...
King Billy Posted May 31, 2023 Report Share Posted May 31, 2023 20 minutes ago, Witheredscrote said: Fucking hell Mike, when Roops reads all the above, she will naturally disagree with you, but you will have a friend for life. Try calling me a froggy nonce. I wager she will give you a'like' Fuck off Withers. I’m the biggest ‘thicko’ on here and even I wouldn’t fall for this. There’s a trap hidden here somewhere and I’ll find it eventually. Quote Link to comment Share on other sites More sharing options...
Dyslexic cnut Posted May 31, 2023 Report Share Posted May 31, 2023 3 hours ago, and said: You would've been even richer if I hadn't borrowed some of it off you! Thanks mate, you're a real pal.👼 What kind of mortgage do you have, shitesniffer? I’ll bet it’s a cacker. Lol. 1 Quote Link to comment Share on other sites More sharing options...
King Billy Posted May 31, 2023 Report Share Posted May 31, 2023 4 minutes ago, Dyslexic cnut said: What kind of mortgage do you have, shitesniffer? I’ll bet it’s a cacker. Lol. Royal Bank of Scatland. 4 Quote Link to comment Share on other sites More sharing options...
Dyslexic cnut Posted May 31, 2023 Report Share Posted May 31, 2023 3 minutes ago, King Billy said: Royal Bank of Scatland. Goldman Cacks. 1 Quote Link to comment Share on other sites More sharing options...
Dyslexic cnut Posted May 31, 2023 Report Share Posted May 31, 2023 8 hours ago, Cunty BigBollox said: Bit of a fishing trip really but I expect the affluent amongst us like @King Billy and @Frank will be along later to give their take on why the mortgage interest rate is rising in correlation with bank base rate even for those that aren't contracted to follow this index. Banks are cunts especially if my savings interest rate doesn't increase by a potential 0.25% rise which is predicted tomorrow. Oh, right. Wanker. Quote Link to comment Share on other sites More sharing options...
Dyslexic cnut Posted May 31, 2023 Report Share Posted May 31, 2023 1 hour ago, Mike Hunt said: Speaking with a serious hat on for a minute, as retired financial services (Building Society manager, IFA, regulated complaint handler and Pensions Technical Specialist), long gone are the days where building societies and banks used their deposits to lend against (ie your parents would go cap in hand when applying for a mortgage, hoping that the money they've saved with them for X number of years will enable them to be allocated a slice of the funds they had available to lend). Now banks/building societies borrow from each other, typically at the LIBOR rate, which is linked to the Bank base rate, so that's why there's a degree of correlation. Basically, the higher the BoE interest rate is, then the more it costs the lenders on the money market and they then pass that onto the borrowers. They use low interest rates - ie not/partially passing on savings rate rises when borrowing rates rise - as a source of profit because the mortgage market is so cutthroat. So basically they're cunts by necessity, but name me a profit-making business that isn't. Paedo-killers Ltd. Quote Link to comment Share on other sites More sharing options...
King Billy Posted May 31, 2023 Report Share Posted May 31, 2023 1 minute ago, Dyslexic cnut said: Goldman Cacks. ScatWest Shittybank Barklays Yorkshire (terrier) Building Society 1 Quote Link to comment Share on other sites More sharing options...
Dyslexic cnut Posted May 31, 2023 Report Share Posted May 31, 2023 1 hour ago, Mike Hunt said: Speaking with a serious hat on for a minute, as retired financial services (Building Society manager, IFA, regulated complaint handler and Pensions Technical Specialist), long gone are the days where building societies and banks used their deposits to lend against (ie your parents would go cap in hand when applying for a mortgage, hoping that the money they've saved with them for X number of years will enable them to be allocated a slice of the funds they had available to lend). Now banks/building societies borrow from each other, typically at the LIBOR rate, which is linked to the Bank base rate, so that's why there's a degree of correlation. Basically, the higher the BoE interest rate is, then the more it costs the lenders on the money market and they then pass that onto the borrowers. They use low interest rates - ie not/partially passing on savings rate rises when borrowing rates rise - as a source of profit because the mortgage market is so cutthroat. So basically they're cunts by necessity, but name me a profit-making business that isn't. Does the wife play the FTSE, Mike? Quote Link to comment Share on other sites More sharing options...
King Billy Posted May 31, 2023 Report Share Posted May 31, 2023 3 minutes ago, Dyslexic cnut said: Does the wife play the FTSE, Mike? Maybe the Sock Exchange? Quote Link to comment Share on other sites More sharing options...
Dyslexic cnut Posted May 31, 2023 Report Share Posted May 31, 2023 2 minutes ago, King Billy said: Maybe the Sock Exchange? Naspack. Quote Link to comment Share on other sites More sharing options...
Decimus Posted May 31, 2023 Report Share Posted May 31, 2023 2 hours ago, Witheredscrote said: I looked at a porn vid last night. 6 Nigerian lesbians having an orgy. 45 minutes of shady cunts on that. Quote Link to comment Share on other sites More sharing options...
White Cunt Posted May 31, 2023 Report Share Posted May 31, 2023 13 hours ago, Cunty BigBollox said: This is a real cunt for all those with a mortgage but fortunately I've worked hard and I don't have one. Just saying. Mortgage deals rising Not to rain on this fine.nomination but some small corrections need to be applied: mortgage deals are going down faster than Frank’s wig during drum practice; interest rates on existing flexi and new mortgages are going up. As you paid off the loan and don’t need a mortgage deal, you will not be affected by rising rates; they are a cunt for those still in the matrix and those looking for a mortgage deal to get into the matrix. https://www.theguardian.com/money/2023/may/30/uk-mortgages-deals-pulled-interest-rate-fixed-term-loans-moneyfacts Quote Link to comment Share on other sites More sharing options...
White Cunt Posted May 31, 2023 Report Share Posted May 31, 2023 10 hours ago, Cunty BigBollox said: Bit of a fishing trip really but I expect the affluent amongst us like @King Billy and @Frank will be along later to give their take on why the mortgage interest rate is rising in correlation with bank base rate even for those that aren't contracted to follow this index. Banks are cunts especially if my savings interest rate doesn't increase by a potential 0.25% rise which is predicted tomorrow. I don’t remember who coined the “make your money work for you”, CBB, but waiting for a bank to dish out scraps during raging inflation may be a complete folly. You would be better off stuffing your mattress with gold sovereigns or Britannias, which made approximately nine percent tax free annually since 2000. Quote Link to comment Share on other sites More sharing options...
Wolfie Posted May 31, 2023 Report Share Posted May 31, 2023 On 31/05/2023 at 12:32, Cunty BigBollox said: Bit of a fishing trip really but I expect the affluent amongst us like @King Billy and @Frank will be along later to give their take on why the mortgage interest rate is rising in correlation with bank base rate even for those that aren't contracted to follow this index. Banks are cunts especially if my savings interest rate doesn't increase by a potential 0.25% rise which is predicted tomorrow. If you are wealthy, and I am dubious about this at best, rather like Victoria Beckham, Frank Bruno and Anna Nicole Smith as examples which first spring to mind, you are proof money does not necessarily equate to intelligence. For instance, let's have a look at this brilliant, insightful little gem from you earlier: On 31/05/2023 at 19:46, Cunty BigBollox said: You could always get a job clearing greyhound scat up at your local stadium if money gets a bit tight. Woof, woof The only time you're a millionnaire is when you've delivered another fistful of Thatcher's Gold-inspired sperms into the palm of your hand, as you rifle through the knicker drawer of the poor Ukrainian or Polish damsel who pays most of your typically higher interest BTL mortgage. 2 Quote Link to comment Share on other sites More sharing options...
Neil Posted May 31, 2023 Report Share Posted May 31, 2023 3 hours ago, Witheredscrote said: I looked at a porn vid last night. 6 Nigerian lesbians having an orgy. 45 minutes of shady cunts on that. Did they all have big lips? Quote Link to comment Share on other sites More sharing options...
Eddie Posted June 1, 2023 Report Share Posted June 1, 2023 22 hours ago, Cunty BigBollox said: This is a real cunt for all those with a mortgage but fortunately I've worked hard and I don't have one. Just saying. A house made out of empty tins of K cider is not a proper house! 1 Quote Link to comment Share on other sites More sharing options...
Witheredscrote Posted June 1, 2023 Report Share Posted June 1, 2023 10 hours ago, King Billy said: ScatWest Shittybank Barklays Yorkshire (terrier) Building Society Northern Cock (defunct) 1 Quote Link to comment Share on other sites More sharing options...
Witheredscrote Posted June 1, 2023 Report Share Posted June 1, 2023 9 hours ago, Decimus said: You stupid fucking cunt. Quote Link to comment Share on other sites More sharing options...
Penny Farthing Posted June 1, 2023 Report Share Posted June 1, 2023 22 minutes ago, Eddie said: A house made out of empty tins of K cider is not a proper house! Its made of glassbeer bottles that @Decimus gave him. Quote Link to comment Share on other sites More sharing options...
and Posted June 1, 2023 Report Share Posted June 1, 2023 5 hours ago, Penny Farthing said: Its made of glassbeer bottles that @Decimus gave him. Dickless doesn't drink beer, Prosecco is the favoured lubrication at those 'key parties' for a high-flying cunt like him 😉🍷🔑🗝️🥒💦 Quote Link to comment Share on other sites More sharing options...
Mike Hunt Posted June 1, 2023 Report Share Posted June 1, 2023 5 hours ago, Witheredscrote said: Northern Cock (defunct) Bare rings. 1 Quote Link to comment Share on other sites More sharing options...
Cuntybaws Posted June 1, 2023 Report Share Posted June 1, 2023 Goldman Nutsacks Quote Link to comment Share on other sites More sharing options...
Mike Hunt Posted June 1, 2023 Report Share Posted June 1, 2023 16 hours ago, Dyslexic cnut said: Does the wife play the FTSE, Mike? When she's a bit frisky yeah, but at her age she prefers looking longingly at my big endowment. Keep dax to yourself. 2 Quote Link to comment Share on other sites More sharing options...
King Billy Posted June 1, 2023 Report Share Posted June 1, 2023 11 hours ago, Witheredscrote said: Northern Cock (defunct) Suntanned derrière (sic) Quote Link to comment Share on other sites More sharing options...
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